Please select from the following cards for those with Excellent Credit:
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Official Name, Features, Rates and Fees |

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Discover® More® Card
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
0* |
15 Mo. on purchases & balance transfers* |
10.99% - 20.99% (Variable)* |
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Chase Sapphire® Card
Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! 2 points per dollar spend on dining & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more 24/7 direct access to expert service advisors (No voice recording) No annual fee!
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
n/a* |
n/a* |
15.24% *(Variable) |
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Chase Sapphire® Preferred Card
Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel! 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases. Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM No foreign transaction fees Earn a 7% annual points dividend - even on points already redeemed Transfer points you've earned to participating frequent traveler programs at a 1:1 value 24/7 direct access to expert service advisors (No voice recording) No Annual Fee for your first year - A $95 value
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $95, waived first year |
Excellent |
n/a* |
n/a* |
15.24% *(Variable) |
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The Platinum Card® from American Express
25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $450.00* |
Excellent |
n/a* |
n/a* |
n/a* |
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American Express® Premier Rewards Gold Card
Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events Introductory annual fee of $0 for the first year, then $175 Get approved in 60-seconds.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| Introductory of $0 for the first |
Excellent |
n/a* |
n/a* |
n/a* |
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Citi Simplicity® Card
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
0* |
18 Mo. on balance transfers and purchases* |
12.99% - 21.99%* (Variable) |
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Iberiabank Visa® Classic Card
No annual membership fee Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
1.99 on balance transfer |
6 Mo. on balance transfers |
7.25%, 10.25%, or 13.25% |
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Citi ThankYou® Premier Rewards Card
Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards 1 ThankYou Point for every $1 you spend on purchases Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card No foreign transaction fee on purchases* Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives No points cap and no expiration of points
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $125; waived for the first year* |
Excellent |
n/a* |
n/a* |
13.99%-22.99%* (Variable) |
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Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards
$150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases* Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
n/a* |
n/a* |
12.99%-22.99%* (Variable) |
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Iberiabank Visa® Platinum Card
No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points. Turn your points into hotel, gift, or experience rewards Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services. Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
1.99* |
6 billing cycles on balance transfers* |
9.25%, 12.25%, or 15.25%* |
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Iberiabank Visa® Gold Card
No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
1.99 on balance transfer |
6 Mo. on balance transfers |
9.25%, 12.25%, or 15.25% |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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