Probably the biggest change to the credit card since its inception, the reward credit card provides rebates back to the cardholder for using their card for purchases. These cards have become almost a necessity to most consumers. The standard rate of return is 1% but most cards offer higher rates under certain conditions. Most issuers offer a wide and varied selection of ways to redeem your accumulated points. Please select from the following Reward cards:
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Official Name, Features, Rates and Fees |

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Chase Freedom® Visa - $200 Bonus Cash Back
This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
n/a* |
n/a* |
15.99%-22.99%*(Variable) |
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Citi Forward® Card
$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases APR reduction on purchases when using credit wisely No Annual Fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Very Good |
0* |
12 Mo. on balance transfers* |
12.99%-22.99%* (Variable) |
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Discover® More® Card
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
0* |
15 Mo. on purchases & balance transfers* |
10.99% - 20.99% (Variable)* |
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Citi Forward® Card
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases Up to a 2% purchase APR reduction when you make a purchase, stay under your credit limit and pay on time 3 billing periods in a row Earn 1,000 bonus points when you sign up for Paperless Statements No Annual Fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Very Good |
0* |
12 Mo. on balance transfers* |
12.99%-21.99%* (Variable) |
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Chase Sapphire® Card
Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward! 2 points per dollar spend on dining & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more 24/7 direct access to expert service advisors (No voice recording) No annual fee!
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
n/a* |
n/a* |
15.24% *(Variable) |
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Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards
$150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases* Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
n/a* |
n/a* |
12.99%-22.99%* (Variable) |
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Discover® Motiva Card
Earn Cashback Bonus® for your good credit management 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Very Good |
0* |
15 full Mo. on Balance Transfers and Purchases* |
10.99% - 20.99% (Variable)* |
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Citi® Hilton HHonors® Visa Signature® Card
Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening* Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio* Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations* Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases* No annual fee.*
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Very Good |
n/a* |
n/a* |
14.24% or 16.24%* (Variable) |
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The Platinum Card® from American Express
25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $450.00* |
Excellent |
n/a* |
n/a* |
n/a* |
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American Express® Gold Card
Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Get approved in 60-seconds.
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $125 |
Very Good |
n/a* |
n/a* |
n/a* |
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Citi ThankYou® Premier Rewards Card
Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards 1 ThankYou Point for every $1 you spend on purchases Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card No foreign transaction fee on purchases* Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives No points cap and no expiration of points
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $125; waived for the first year* |
Excellent |
n/a* |
n/a* |
13.99%-22.99%* (Variable) |
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Slate® from Chase
0% for up to 15 months - after that a variable APR as low as 11.99% - 21.99% after your 0% ends Slate with Blueprint® helps you pay down your balances faster and save on interest Transfer your higher rate balances No Annual Fee
| Annual Fee |
Credit Level |
Intro Rate |
Intro Length |
Normal Rate |
| $0* |
Excellent |
0.00* |
up to 15 Mo.* |
11.99% - 21.99%*(Variable) |
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* See the online credit card application and web site for specific terms and conditions of any offer.
Reasonable efforts are made to maintain the accuracy of the information presented on this website.
All information is presented without warranty. You can click on the "CLICK TO APPLY" graphic to examine the credit card terms and conditions directly on the credit card issuer's web site.
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